Damage to a car roof, said insurance companies

 Skylight windows is not. Yesterday, members of the public to the newspaper, Miss Mei hotline complaints, they have been the insurance company's

obviously self-insured have to bear the loss

According to Miss May, the evening of January 13 she will be private cars parked in the central area of Baoan Industrial Bank Yu'an the door all the way, the next morning to get the vehicles found in the roof of the glass window of unknown causes damage. Showing a granular piece of glass cracks, as well as the place has been blown out. Blizzard, large and small sub-scattered in the cab.

Miss Mei recalls her motor vehicle insurance business insurance last year, had purchased a separate glass breakage, although the roof is now broken into the PICC Shenzhen Branch of the survey personnel immediately rushed to the scene and asked the circumstances and propped up the car, Miss Mei, from different angles to the roof, Subsequently, the two survey staff told Ms. Mei, vehicle parking during the glass window damaged, no compensation insurance company; Ruoyin parabolic height of others hit the window damage or theft, the owner and can not find the perpetrators, the insurance companies take 70% of the appropriate amount of compensation, the remaining 30% of the owners either own, or try to find the perpetrators claim.

sunroof, rear-view mirror can be

Shenzhen Branch of PICC's survey personnel to explain to Miss Mei surprise: sunroof is not windows. In addition to the glass window, can not get 95518 Miss Xiang Mei customer service confirmed the claim, saying

May Miss pulls out when the PICC insurance provides additional insurance terms, see the windshield or window glass alone and broken. Only the installation, maintenance caused during vehicle alone and broken glass, the insurer may waive the liability.

reporter contacted the Shenzhen Branch of PICC, 95518 customer service personnel to explain the situation and reflect the same Miss Mei. 95518 customer service personnel also stressed that their practice was approved by the CIRC. All insurance companies that operate the motor vehicle insurance also.

the insurance company paid 4,000 yuan

Afterward, the reporter went to the new Moon Bay Road, Nanshan Ho Motor City to investigate the price of 15 yuan to see the various brands of motor vehicles Basically, all equipped with skylights. Guangzhou Honda dealership, a customer manager, told reporters, sunroof, leather, power seats are now an essential element in the high-end cars.

reporter interviewed a 10 car and maintenance of vehicles to come to the public, they said that they would cover glass breakage, because not always the car park to the underground car park. The height of parabolic occur, they need to reduce property loss through insurance risk. In addition, criminals smashed car windows were stolen vehicle property owners also favor the reasons for the glass breakage. But nine people on the The reason is very simple, because last year his friend smashed car roof height parabolic, the insurance company has also been treated as such.

in accordance with the 4S shops offer, free of charge working hours, a glass window, is about 6,000 yuan. Following consultations, Ms. Mei was the insurance company for about 2,000 yuan from the bear the loss. And she said that since the insurance policy when the insured without the prior informed without sunroof window glass, mirror glass, which should be understood to include broken windows, including skylights, whether it is being smashed or wrecked vehicle , insurance companies should be compensated. If the insurance companies when claims to play (Shenzhen Chinese Commercial News reporter Guan Yadong)